Appraisal services for South Riding and Loudoun County homeowners

The top seven reasons why VA homeowners use Capital Appraisal Group, Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. To lower a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a VA divorce, when real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Loudoun county or VA

Own a home in or near South Riding, VA and need help determining the value of it?
Contact Capital Appraisal Group, Inc..

At Capital Appraisal Group, Inc., we understand the particular needs of a homeowner looking for appraisal services. Our usual business clients get the appraisal process and the customary "products" we deliver to them. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Capital Appraisal Group, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. Capital Appraisal Group, Inc. is qualified in helping clients just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal from Capital Appraisal Group, Inc. is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. An expert appraisal from Capital Appraisal Group, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency? Capital Appraisal Group, Inc. offers field reviews where we go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Capital Appraisal Group, Inc. can help you with that. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.